Dear Dave, I’m on Baby Step 4 of your plan. I’m debt-free, and I’m currently putting lots of money toward retirement. Now, I want to go back to school and get an MBA. I could pay for school with cash, but that would delay buying a home. My parents have offered to help out financially,…… MORE
Dear Dave, I’m 45, married, and we have a household income of around $85,000 a year. We have no debt, except for our home, and we owe about $70,000 on it. I recently stopped contributing to my 401(k) temporarily in an effort to help us build an emergency fund, but things are moving slowly. We…… MORE
HERE’S YOUR PERMISSION SLIP TO BECOME A MILLIONAIRE By Chris Hogan Can I be honest? I’m tired of hearing people make millionaires out to be big, bad wolves. That all wealthy people are evil, greedy, self-centered people who inherited or stole money to get rich. It’s as if there were something wrong with being wealthy. Listen, people: money…… MORE
Dear Dave, My husband and I are completely debt-free, and we’re saving up for our first house. We currently have about $90,000 in savings, and we’d like to buy a home with cash in the next few years. Where should we put our money, so it will work for us while we save more? Aimee…… MORE
Dear Dave, One of my friends suggested that I put my emergency fund money into bonds. What do you think of this idea? Renee Dear Renee, Never put your emergency fund into things where volatility and risk are a concern. An emergency fund isn’t an investment; it’s three to six months of expenses set aside…… MORE
5 Things You Really Need to Know About the FAFSA By Anthony ONeal Parents, do you have a rising or current college student? Have you filled out this year’s FAFSA (Free Application for Federal Student Aid) yet? You might be thinking, “Nope. We don’t have time to fill out another form,” But trust me,…… MORE
Here is the Chattanooga Red Wolves new crest, which was just announced during Sport Talk on Talk Radio 102.3 WGOW… MORE
Rachel Cruze offers 4 Tips to Take Financial Stress Out of the Holidays
… MORE
Dave Says: Home warranties? Dear Dave, Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insurance? Andrea Dear Andrea, Home warranties are a waste of money even if you don’t have quite that much set aside…… MORE
Dave Says: Put retirement on hold temporarily? Dear Dave, Should I stop making contributions to my 401(k) account for a year in order to save up an emergency fund? Thanks to you, I’m 33 and debt-free. Blake Dear Blake, Congratulations on being debt-free at such a young age! I appreciate the credit, but the truth is…… MORE
