Category Archives: Blogs

Dave Says: Investigate your options

Dave Says: Investigate your options

Dear Dave, I’m single and a firefighter, and we have a pension plus a 457(b) retirement plan. I’m not contributing to the 457(b) right now, because I’m following your plan and in Baby Step 2, which is paying off debt. Our retirement plan is managed by a big life insurance company, but I know you…MORE

How to Stay Motivated in 2019 

How to Stay Motivated in 2019 

By the middle of February 80 percent of people give up on their New Year’s resolutions–here are 3 tips to keep you on track!MORE

Dave Says:  Fight back against fraud

Dave Says: Fight back against fraud

Dear Dave, We recently learned that my wife’s ex-husband used her social security number to establish several credit card accounts. We’ve written and called the credit card companies, and we’re disputing the charges, but is there anything else we can do to protect ourselves and put an end to this? Ken   Dear Ken, You…MORE

Dave Says: Insurance and Savings

Dave Says: Insurance and Savings

Dear Dave, I just realized our insurance has a health savings account (HSA) option. We’ve considered dropping this insurance soon and going to a cheaper Christian medical sharing program. We’ve got about $19,000 in debt between credit cards and a car payment, and we’re on Baby Step 2 of your plan. Our thought was to…MORE

Dave Says: Relationships and money

Dave Says: Relationships and money

Dear Dave, My father-in-law wants to help us with our mortgage. We’ve been working hard to pay off our home early, and we’ve reduced what we owe to around $35,000. His idea is to pay off the remainder, then let us pay him back over time. In the past, he has loaned us much smaller…MORE

Dave Says: A Teachable Moment

Dave Says: A Teachable Moment

Dear Dave, My mom is single, and she co-signed on my student loans for college. Would it affect her credit if I couldn’t or didn’t make the payments? Terri   Dear Terri, Yes, it would. The truth is, your mom shouldn’t have co-signed for you in the first place. There’s only one reason lenders want…MORE

Take Your Side Hustle Full Time This Year

Take Your Side Hustle Full Time This Year

Follow These 5 Steps to Take Your Side Hustle Full Time This Year By Christy Wright   Is your side hustle starting to feel like a second full-time job? Or maybe you’re a stay-at-home mom whose home-based business is taking off, and you want to dedicate more time to it. You’re not alone. According to a…MORE