Category Archives: Blogs

3 Applications Your Kids Should Fill Out This Summer

3 Applications Your Kids Should Fill Out This Summer

Posted on July 1, 2019

 3 Applications Your Kids Should Fill Out This Summer By Anthony ONeal Yeah, everyone loves summer vacation. But this isn’t the time for your kids to take a vacation from funding their college educations. They deserve to chill a little after a long school year, but summer is also a great time for them to…… MORE

Dave Says: When to start the process?

Dave Says: When to start the process?

Posted on May 13, 2019

Dear Dave, My husband and I are debt-free, and we have an emergency fund of six months of expenses saved. We’d like to buy a home in the $250,000 to $275,000 price range in the near future, and we plan on saving $60,000 for a down payment. It should take a little less than two…… MORE

Dave Says: A home shouldn’t leave you house poor

Dave Says: A home shouldn’t leave you house poor

Posted on May 7, 2019

Dear Dave, My husband and I were listening to your radio show the other day. In it, you were speaking to a lady about buying a home. When you talk about mortgage payments being 25 percent or less of your take-home pay, does this figure include taxes and insurance or just principal and interest? Ann…… MORE

Dave Says: Emergency fund for business?

Dave Says: Emergency fund for business?

Posted on May 1, 2019

Dear Dave, I have my own small business. My annual sales are just over $100,000, and I have a couple of months in administrative and general expenses set aside. Should I have an emergency fund for my company, too? If so, how much? Taylor Dear Taylor This is a great question! I like the idea…… MORE

Dave Says: Don’t go too far

Dave Says: Don’t go too far

Posted on April 10, 2019

Do you think it would be an appropriate real-world exercise if we started charging our 17-year-old son a very small amount in rent each month to prepare him for life when he leaves home?… MORE