Category Archives: Dave Says

Dear Dave,What happens to my Roth 401(k) when I change jobs and go to a company that doesn't offer this type of investment savings account? How should you proceed in this situation?JamieDear Jamie,Any...

"What if the money didn't matter?"QUESTION: I've had two or three jobs since graduating from college, and I haven't felt like any of them were what I'm supposed to be doing with my life. Do you have a...

Dear Dave,I'm on Baby Step 1 of your plan, and I work at a community college that takes a mandatory 20 percent from our pay for retirement. I know you say retirement contributions should be put on hol...

Dear Dave,I'm thinking about signing up for a return of premium life insurance policy. It costs more per month than other policies, but it allows you to get all your money back after 30 years assuming...

4 Tips to Take Financial Stress Out of the HolidaysBy Rachel Cruze It's the most wonderful time of the year, which means holiday shopping is underway! If you're a spender like me, your head is spinnin...

Dave Says: Home warranties?Dear Dave,Are home warranties a waste of money if someone has been following your plan and already has six months of expenses set aside in an emergency fund, plus home insur...

Dave Says: Put retirement on hold temporarily?Dear Dave,Should I stop making contributions to my 401(k) account for a year in order to save up an emergency fund? Thanks to you, I'm 33 and debt-free.Bl...