3 Applications Your Kids Should Fill Out This Summer By Anthony ONeal Yeah, everyone loves summer vacation. But this isn’t the time for your kids to take a vacation from funding their college educations. They deserve to chill a little after a long school year, but summer is also a great time for them to…… MORE
Dear Dave, My husband and I are debt-free, and we have an emergency fund of six months of expenses saved. We’d like to buy a home in the $250,000 to $275,000 price range in the near future, and we plan on saving $60,000 for a down payment. It should take a little less than two…… MORE
Dear Dave, My husband and I were listening to your radio show the other day. In it, you were speaking to a lady about buying a home. When you talk about mortgage payments being 25 percent or less of your take-home pay, does this figure include taxes and insurance or just principal and interest? Ann…… MORE
Dear Dave, I have my own small business. My annual sales are just over $100,000, and I have a couple of months in administrative and general expenses set aside. Should I have an emergency fund for my company, too? If so, how much? Taylor Dear Taylor This is a great question! I like the idea…… MORE
Rachel Cruze breaks down steps you can take to get your finances in shape this spring…… MORE
Do you think it would be an appropriate real-world exercise if we started charging our 17-year-old son a very small amount in rent each month to prepare him for life when he leaves home?… MORE
How do you find a life balance between work and home when you own your own business?… MORE
Setting up a travel expense account for work…… MORE
Dear Dave, My husband and I are following your plan, and we’re in the middle of saving up our emergency fund. When do you recommend buying a new car in the process? Do we have to wait until we’ve finished all the Baby Steps? Alanna Dear Alanna, I never advise buying a brand new car, unless…… MORE
Dear Dave, I’ve heard you tell people to avoid debt consolidation companies. Why do you think debt consolidation is such a bad thing? Tom Dear Tom, The main reason is that debt consolidation makes you feel like you did something to really change your financial world when you didn’t. That’s part of the catch.…… MORE
