Category Archives: Dave Says

Dear Dave,I'm single and a firefighter, and we have a pension plus a 457(b) retirement plan. I'm not contributing to the 457(b) right now, because I'm following your plan and in Baby Step 2, which is ...

5 Questions to Ask Yourself Before MarriageBy Rachel CruzeMarriage is one of the biggest decisions you'll ever make, so the last thing you want to do is go in unprepared.Money is the number one issue ...

How to Stay Motivated in 2019 By Christy WrightDid you know that by the middle of February, 80 percent of people give up on their New Year's resolutions? As a certified business coach and best-selling...

Dear Dave,We recently learned that my wife's ex-husband used her social security number to establish several credit card accounts. We've written and called the credit card companies, and we're disputi...

Dear Dave,My father-in-law wants to help us with our mortgage. We've been working hard to pay off our home early, and we've reduced what we owe to around $35,000. His idea is to pay off the remainder,...

Dear Dave,My mom is single, and she co-signed on my student loans for college. Would it affect her credit if I couldn't or didn't make the payments?Terri Dear Terri,Yes, it would. The truth is, y...

Follow These 5 Steps to Take Your Side Hustle Full Time This YearBy Christy Wright Is your side hustle starting to feel like a second full-time job? Or maybe you're a stay-at-home mom whose home-...

My daughter is in college, and I've always warned her to stay away from credit cards. Recently, I learned she got a department store credit card despite my advice. She has stayed within her credit lim...

Five Ways to Give Yourself a Raise in 2019By Rachel CruzeEveryone starts out a new year with the best intentions. We're going to lose weight, or eat better, or work out more. I don't know about you, b...

Dear Dave,My mom is 75, and I'm the executor of her estate. She has $500,000 in retirement accounts, and the only debt she has is around $70,000 on her mortgage. Most of her money is in the stock mark...