Dave Says: Play it smart

I love it when a person has the talent and drive to open their own business, but right now you’re unemployed and looking at going into debt. That’s a bad idea.MORE

Dave Says: Investigate your options

Dear Dave, I’m single and a firefighter, and we have a pension plus a 457(b) retirement plan. I’m not contributing to the 457(b) right now, because I’m following your plan and in Baby Step 2, which is paying off debt. Our retirement plan is managed by a big life insurance company, but I know you…MORE